- Mobilizing and receiving short, medium and long-term deposits.

- Offering short, medium and long-term loans.

- Providing bank guarantees, factoring invoices.

- Issuing credit cards, offering foreign currency transactions, providing foreign exchange services.

- Derivative products in the domestic and international markets.

- International trade finance support services.

- Discounts of commercial papers, bonds and other valuable papers.

- Insurance agency services, opening payment accounts, providing payment services.

- Corporate finance consulting services and other banking services.

- On January 04, 1990: Ho Chi Minh City Housing Development Joint Stock Commercial Bank was established with an initial charter capital of VND 3 billion.

- In June 1992: Increased charter capital to VND 5 billion.

- In October 1993: Increased charter capital to VND 10 billion.

- In April 1994: Increased charter capital to VND 21.61 billion.

- In January 1998: Increased charter capital to VND 42.07 billion.

- In June 1998: Increased charter capital to VND 49.72 billion.

- In February 1999: Increased charter capital to VND 59.72 billion.

- In June 2002: Increased charter capital to VND 70.02 billion.

- In December 2004: Increased charter capital to VND 150.02 billion.

- In August 2005: Increased charter capital to VND 200.25 billion.

- In December 2005: Increased charter capital to VND 300 billion.

- In December 2006: Increased charter capital to VND 500 billion.

- In November 2007: Increased charter capital to VND 1,000 billion.

- In December 2008: Increased charter capital to VND 1,550 billion.

- In August 2010: Increased charter capital to VND 2,000 billion.

- In October 2010: Increased charter capital to VND 3,000 billion.

- In June 2012: Increased charter capital to VND 5,000 billion.

- On December 20, 2013: Merged DaiABank into Ho Chi Minh City Development Joint Stock Commercial Bank (HDB), raising charter capital to VND 8,100 billion.

- In October 2017: Increased charter capital to VND 8,829 billion.

- In December 2017: Increased charter capital to VND 9,810 billion.

- On January 05, 2018: First trading day on HOSE with a reference price of VND 33,000 per share.

- On October 28, 2020: Increased charter capital to VND 12,707.76 billion.

- On December 24, 2020: Increased charter capital to VND 16,088.48 billion.

- In October 2021: Increased charter capital to VND 20,072.9 billion.

- In November 2022: Increased charter capital to VND 25,303 billion.

- In September 2023: Increased charter capital to VND 29,076 billion.

- In October 2024: Increased charter capital to VND 29,276 billion.

- In December 2024: Increased charter capital to VND 35,101 billion.