BMI: Explanation forparent company business result in Q3, 2013

Bao Minh Insurance Corporationexplained business result in Q3/2013 compared to Q3/2012 as follows:

By: Million VND

Item	Q3/2013	Q3/2012	Difference (%)
A	1	2	3=1/2
Total net revenue from insurance business	505,046	381,223	132.48%
Total direct insurance operating expenses	326,492	296,123	110.26%
General and admin expenses	160,833	143,300	112.24%
Profit from insurance operating	17,720	-58,200
Profit from financial activities	19,11	19,307	99.24%
Profit before tax	37,147	-38,248
Profit after tax	33,610	-32,466

-         Profit from insurance operating in Q3/2013 was VND17,720 million while it was a loss of VND58,200 million in Q3/2012.

-         Profit from financial activitiesdecreased slightly to VND19,11 million because of difficulties of the economy.

-         Profit after tax in Q3/2013 was VND 33,610 million.

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