- Mobilizing short-term, medium-term and long-term capital through savings deposit, payment deposit and certificate of deposit.

- Granting credit through loan, guarantee, factoring, discount or rediscount.

- Providing payment means, payment services, foreign exchange services and other services.

- 27 October 1995: Kien Long Rural Commercial Joint Stock Bank was established with an initial charter capital of VND1.2 billion;

- 2006: Renamed as Kien Long Commercial Joint Stock Bank;

- 2007: Charter capital was raised up to VND580 billion;

- 02 July 2007: Became a public company;

- 22 December 2008: Charter capital was raised up to VND1,000 billion;

- 2010: Cung c?p d?ch v? SMS Banking;

- 30 June 2010: Charter capital was raised up to VND2,000 billion;

- 31 December 2010: Charter capital was raised up to VND3,000 billion;

- 2012: Its ATM and POS system was connected with other banks while exchange rate services started to be provided;

- 2013: E-Banking service was launched while its system was connected with the Smartlink network;

- 2014: Provided Mobile Banking services and became a member of the international Visa network;

- 2015: Provided online payment and e-tax payment services;

- 29 June 2017: Traded on UPCOM market;

- 27 September 2018: Charter capital was raised up to VND3,236,957,960,000;