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Lending, deposits rise in big cities
July's outstanding loans from Ha Noi-based commercial banks reached roughly VND669.717 trillion (US$31.5 billion), up 1.9 per cent month-on-month, and 2.6 per cent against December of last year, according to the municipal Statistics Department.
Overall, short-term loans increased 2.1 per cent month-on-month and 1.2 per cent against December of last year, while the rates for medium- and long-term loans increased 1.7 per cent and 4.7 per cent, respectively.
Total deposits for the banks in July is estimated to increase 7 per cent over last December, and 2.3 per cent month-on-month to VND959.45 trillion ($45.69 billion).
HCM City has not released this month's statistics, but last month the city's deposits and lending values experienced their biggest increase since the beginning of the year.
According to the HCM City Statistics Department, total deposits reached VND1,054 trillion ($50.2 billion) in the beginning of July, an increase of 1.7 per cent month-on-month, and up 11 per cent from previous year.
Deposits in foreign currencies accounted for nearly 16 per cent of total deposits, down 18.2 per cent from 2012; while local deposits accounted for 84 per cent, up 19 per cent from the prior year.
The city's outstanding loans reached VND894.6 trillion ($42.6 billion) in the beginning of July, up 1.9 per cent from the previous month and up 16.7 percent over last year's figures.
Foreign currency loans accounted for 18 per cent of all total loans and was down 20.2 per cent from 2012; while loans in dong accounted for 82 percent, an increase of nearly 30 per cent.
State-owned banks posted their highest increase in deposits in June, up 2.63 per cent; while joint-stock banks showed the highest lending growth, at 2.57 per cent.
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