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Banks issue low interest loans
Banks have begun to lend to people on low incomes and Government workers from the VND30 trillion ($1.43 billion) stimulus package to buy homes.
According to the Government's website, five people working for Government agencies in HCM City got loans at 6 per cent interest from BIDV to buy apartments at Khang Gia – Tan Huong JSC's housing project in Tan Phu District.
They borrowed for 10 years to buy apartments measuring 60-69sq.m and priced at VND14.8 million per square metre.
Banks in central Da Nang City have lent to 27 low-income residents for buying apartments at Nesthome 1 built by Phu My Investment Construction Co.
Nesthome 1 is Phu My's first low-cost housing project in the country.
In Ha Noi, Vietinbank and Viglacera have tied up for loans for buyers of apartments in Viglacera developments like the Dang Xa New Urban Areas No 1 and No 2 in Gia Lam District, and OCT Tenement No 2 in Tu Liem District.
Vietinbank has so far lent to eight home-buyers.
An Dong Tenement built by PG and Bac Son by Hai Phong Investment Development and Construction JSC are the two projects in northern Hai Phong City to be supported by the package. Banks have approved two out of 10 applications to buy homes at Bac Son.
According to the Ministry of Construction, 30 investors are included on the list it has forwarded to the State Bank of Viet Nam (SBV) and other commercial banks, as being eligible for the loan. Only three are State-owned enterprises.
Several projects that asked to be converted into social housing are also being evaluated, said the ministry, adding that the list of those eligible would be submitted to the SBV and commercial banks within two weeks.
The ministry said that it would work with SBV to identify difficulties with procedures to speed up the granting of loans from the support package.
vietnamnews
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