- Mobilizing capital.

- Granting credit.

- Financial investment and cooperation.

- Trading foreign currencies.

- International banking.

- Risk management and capital protection.

- February 11, 1989: Ho Chi Minh City Housing Development Bank (HDBank) was established under the Decision No.47/QD-UB;

- June 06, 1992: Transformed into Ho Chi Minh City Housing Development Joint Stock Commercial Bank with a charter capital of VND5 billion under the operation license No.0019/NHGP issued by the State Bank;

- August 2008: Increased the charter capital to VND49,726,000,000;

- November 2007: Increased the charter capital to VND1,000 billion;

- August 2010: Increased the charter capital to VND2,000 billion;

- January 2011: Increased the charter capital to VND3,000 billion;

- September 19, 2011: Renamed as Ho Chi Minh City Development Joint Stock Commercial Bank;

- June 2012: Increased the charter capital to VND5,000 billion;

- December 2017: Increased the charter capital to VND9,809,999,790,000; 

- December 25, 2017: Listed on Ho Chi Minh Stock Exchange (HOSE);

- January 05, 2018: Traded on Ho Chi Minh Stock Exchange (HOSE);

- October 28, 2020: Increased the charter capital to VND12,707,763,650,000;

- December 24, 2020: Increased the charter capital to VND16,088,488,180,000;